Wednesday, December 8, 2010

What Is The Clear Stuff In My Period

Pasos a seguir para la suscripción de fianzas:


Steps for the subscription of bonds:
2.1) Receipt of documents, these must be complete, without exception.
2.2) Analysis of the documentation.
2.3) In case of approval:
2.3.1) If new client: Issue
receipt, security and counter.
2.3.2) If the client already has its counter notarized and it is open, only the receipt and bond issues.
2.4) For the delivery of the bond should be first notarized indemnity and payment of the premium.
2.5) file is broken down and makes your resume cluster.
2.6) Request settlements to hold.
3) Steps a seguir para el otorgamiento de cupos:
Entendemos como cupo, la capacidad financiera de El Afianzado y del Contragarante para el otorgamiento de fianzas, basada esta capacidad en el Capital Social de El Afianzado y Los Activos Importantes (tomamos como activos principales los bienes inmuebles de El Contragarante, con su
respaldo de documentos de propiedad), debe haber un Equilibrio entre el Capital Social, Los Activos Importantes y el Cúmulo de Fianzas. El Cúmulo de Fianzas no debe ser mayor que los Activos Importantes de El Contragarante.
3) Hoja de Cúmulos:
La hoja de cúmulos es aquella que nos permite detectar la cantidad de fianzas otorgadas a El Afianzado, para así determinar la capacidad de este en el momento de solicitar la fianza; el control del cúmulo es importante para poder determinar la capacidad con respecto a los contratos de Reaseguros, ya que si supera nuestros contratos de inmediato lo visualizamos y podemos así hacer una colocación de reaseguro inmediatamente, así como también nos permite hacer un análisis del expediente para en el momento de solicitar los finiquitos correspondientes.
Por todo esto es de fundamental importancia solicitar finiquitos y evaluaciones, para así poder liberar las fianzas otorgadas y mantener de esta forma el cupo actualizado, igualmente la actualización de documentos debe ser permanente.
4) Documentos necesarios para la liberación de fianzas:
Fianza de Licitación:
This deposit is later terminated with the award of the bid, or the return of the original bond.
performance bond:
are settled with the final acceptance or one year after provisional acceptance of the work.
Advance Deposit:

are settled with the valuation of 100% of the advance, or final acceptance of the work. Bond
Labor:
are settled with the final acceptance or one year after provisional acceptance of the work. Bond
Third Party:
are settled with the final acceptance of the work. Customs Bond
:
Photocopy of the return of settlement charges canceled or waived by the respective customs, letters of release by the respective customs and / or original of the bond is canceled by the respective office, essential to them. Judicial Bond
:
Certified copy of a final decision of the court concerned.

Clear Liquids Before Period

Documentos necesarios para la emisión de fianzas


The following documents must be complete, without exception, as their livelihood depends on the bond was good requested.
1) With respect to the contract:

photocopy of the contract and its annexes.

Should be a bid bond, attach the total amount of the offer and notice where you are invited to tender.

In case of a bail bond, require a guarantee against libel and attach real demand.
1.2)
respect to the person applying for bail:
Corporations:

Photocopy of the status of the company and its modifications (especially to the board or shall represent the company is within the period of validity).

Balances (Balance Sheet and Profit and Loss) in the company of two (2) years duly audited by a Certified Public Accountant.
-
headquarters address of the company.
-
RIF number of the company.

Value of works performed.

List of equipment, machinery, or vehicles.

banking and commercial references.
Natural Person:


copy of your identification card and your spouse if married (for the spouse to have power, backup power, and if there is separation of property, copy .) Balance

date, duly signed by a certified public accountant, should own property, such ownership documents that support.

Address, room and office phones.

banking and commercial references.
1.3)
Regarding the Counter-guarantor and to grant bail:
The documents requested are the same from the deposit according to the person, whether natural or legal.

Man Flashing While Driving

Diferencia entre Seguro y Fianza



While there are many similarities between Insurance and Surety, these are not real and there are large differences between the two, highlighting the next.
1 .- The number of people involved in the bond, provided there are three (3): the creditor, the debtor and the guarantor, in the insurance are generally two (2): The insured and the insurer. 2 .-
Insurance is a contract and the bond is fitting.
3 .- The insurer assumes an obligation itself, and no guarantor.
4.-The insurance must be issued by legal persons, the security is not provided.
5 .- The insurance requires a willingness of the parties, the security is not provided.
6 .- The insurance is randomness in the bond from liability caused by acts of will.
7 .- The security enjoys the benefits of exclusion and division, no insurance. The bonds
find 3 people to know: 1 .-
company Insurance, in its capacity as guarantor
2 .- A creditor or beneficiary, which may be an individual or legal person for which guarantees the fulfillment of an obligation.
3 .- The secured or debtor, individual or corporation, responsible for the fulfillment of an obligation.
In principle we can say that these people united by a very important element in the insurance business which is called the premium is, the consideration to which the secured obligation to the insurer. On these there are various opinions. Some say the premium by the entrenched, can not be a factor which may determine the validity of the contract of guarantee, ie, the insurer once signed the contract, is delivered to the creditor can not claim for the case of execution of the bond, the fact that the secured not pay the premium. Others point out, that being the premium an essential element for which the insurer assumes the risk covered by the contract, as provided by the commercial code, article 561, it is clear that if the Principal fails to pay the premium , the insurer assumes no liability to the creditor.
We favor by saying that the bond can not be conditioned upon payment of a premium. This is because, as noted above, the security companies that provide insurance are not insurance contracts but merely a deposit, which is commercial in nature, therefore no we can apply the rules established in the commercial code to the insurance policies as securities are regulated by the law of insurance and reinsurance.
is why insurance companies should require a sufficient guarantee against solvent, others need to point to the entrenched defense, and never to the creditor. Who is the well-established company provides all necessary means to enable it as a surety to recover what is required to pay. In this regard the first thing you should do is keep a clear record and updated the client and within it a balance, that others, financial realities, must meet the legal realities, is ie pointing in the same documents evidencing title to real property, the number of bank accounts in order to balance well documented, on the other hand it is worth analyzing in great detail, the principal obligation assumed by the debtor. As the bond
an ancillary agreement, it must be remembered that it is always linked to an obligation, the fulfillment of the obligation secured by the debtor but in case this does not, the guarantor shall do so in their absence, and then the lender will guarantee its obligation two heritages: The One with the entrenched and the guarantor, with an added advantage, they can claim compliance unmet obligation directly to the insurer in its capacity as guarantor.

Monday, December 6, 2010

New Baby Born Sms To Friends

Thanks


El día en que conocí Orlando Carmona, surgió una intensa amistad, desde aquella vez en que ambos nos Lumbrales found in the great hall that we changed his life, his nervousness was apparent with the involuntary movement of his left leg sometimes right, in contrast with my side of seriousness, deep in my thought "no matter what in there, it would not hurt me. "

That night we change the existence, nothing has come to be the same since then, today there are more questions. From there arose a great brotherhood, and that professional identity and search for the nature of things (which is not always true.)

This entry should be written by him, a psychologist by profession, psicoánalis man by choice, acid in your comments by his own definition, I am in your field but I encouraged that dreams exist before all sleep studies (including several psychoanalysts), so that beyond the academic structure has been given, the dreams are a natural process of life (say if this is not a dream), they flow naturally, like rivers of nature, as the air fills my lungs, like the blood that runs through our body and activates all of our physical system, without forgetting that they are also some obstacles in its flow that detain and does not allow natural journey, but this is the exception not the rule.


Answering the question "What are dreams?, Is pretentious, boastful when countless scholars have watered them, but good that can cause bad dreams watched my opinion from the everyday life of man.

This dual world, which every day explore in detail though unconscious, makes me think that I can see and compare their dreams with the physical world with the life that develops sunlight (day), where our body, our senses are guards (at least should be) and another world of dreams taking place in parallel (night) and complementary, only here the activities are a large percentage of activity in the brain (I think) as opposed to the activities of the day, they sleep the more that productive activities are remedial activities that allow us to optimally meet the world physical.

Unlike physical actions which require a trigger to carry out, the act of sleeping (sleep where dreams occur) develops naturally, with some exceptions in which this is induced, (I can not ascertain if the dream always produces dreams, but the first if there is a way constant and sine quan non for the occurrence of dreams)


Surely there clinical and laboratory studies to examine the activity takes place in dreams, and science is rational, even in dreams, classifying, assigning values, and developing graphics that show the different phases, systematizing data values \u200b\u200band creating a language of this branch to identify it from others and create a new body of studies, ... no I depart from it, is valid, I believe in science, only that what is done is only observation, sleep, dreams are there before science.

The question would be and where are the dreams?, Because I do not know, but there are no science or science with or without my intervention in a parallel world the physical (world of dreams). Only that dreams are part of my being, I belong (now will have to doubt it), I can allow people to sniff them or not understand what these (do you understand?) Which, when and how to think (perhaps because there is a program to analyze and identify potential dream persona non grata for the systems in place).

"Today I had a dream," said Luther King and the words changed the perception of a nation in relation to their peers, is now president a descendant of this race in the nation that these were said.

Macario, if that, the Bruno Traven, also had a dream, which developed between good and evil, between life and death between rich and poor, between education and alienation among the critics of expectation with the reality of time and that in some places Macario world still exists, that dream comes down to freeze time, and do something simple like A rich turkey cooked by the hands of Macario's wife, that great dream of enjoying a delicious meal, in the midst of poverty and marginalization compared with the world the opulence of customers Macario, Macario where standing at the foot of the sick rich and powerful get richer and more powerful than these, at that time, Macario, that poor firewood seller holds so much power who is wanted by those who never knew of its existence, the power that only was given by a dream, and this was also consumed. Macario In this dream worlds come together, poverty and wealth, marginalization and opulence opposite sides from each other (dual), death is only a dream of Macario.

Tolo this does not resolve the question asked What are dreams? Regressions of the past, visions of the future actions of the answers to general or individual solutions, space of time where there is no seasonality, where it has no unity of action borders where past, present and future does not have a line sequential the separated ... dreams do not obey the rules of man.

Sleep (Dreams), is not this the excuse to talk about brotherhood, friendship, the reason for writing a novel, explore other worlds even promote, the longing change a nation, the desire for change as a society, whatever it is, I think if dreaming is better to do it early so as not to be late for work, office, factory or school.

Finally, as saying that popular philosopher, "total costs nothing to dream"


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